"Brilliantly simple."
"Better than expected."

VHI is the foundation of a competitive employee benefits package. According to our research, companies with active VHI programmes see 18–23% lower staff turnover and up to 30% fewer sick days. GCG conducts VHI tenders using over 300 evaluation criteria — from dental coverage to claim processing speed. The same methodology has been applied since 2013. We work with leading insurers across Russia, CIS countries, the European Union, and Asia, ensuring competitive terms and extensive medical networks.

Accident insurance complements your VHI programme and extends employee protection beyond the workplace. The policy covers accidents, injuries, and their consequences — 24 hours a day, 7 days a week. When selecting an insurance programme, GCG evaluates coverage against over 300 criteria: from sum insured amounts to payment terms and claims settlement speed. We find the optimal balance between premium cost and protection level. The programme is tailored to your company's profile — manufacturing risks, office environment, or combined conditions.

Corporate wellbeing encompasses five key dimensions: physical health, mental health, financial literacy, social inclusion, and career development. A comprehensive approach to these dimensions delivers sustainable productivity growth. GCG designs wellbeing programmes based on employee survey data and industry benchmarks. We measure effectiveness through concrete metrics: turnover rates, engagement levels, and sick-day frequency. The result is not abstract "wellbeing" but specific numbers: 15–20% reduction in turnover, 25–30% increase in employee satisfaction.

Benefits design starts with data. We conduct employee surveys, gathering information on priorities and preferences — from preferred medical clinics to additional service formats. Based on the collected data and industry benchmarks, GCG structures the optimal benefits package. We align employee expectations with market offerings and budget constraints. The result is a document with specific recommendations: a list of insurance programmes, coverage, terms, and projected impact for your company.